After talking with Tamara about their refinance, I started thinking that Larry and I should do the same. We have a 30-yr mortgage and an equity line that I wanted to consolidate. I kept putting if off though just because it's one of those things that's just a pain, you know.
Today I finally called our mortgage company and I'm so glad I did. It was super-easy as we are already customers and it got all the inital stuff done over the phone in about 20 minutes. Plus, we're going to save about $500.00 a month. Hallaleuh!
I feel like such a shmuck now for putting this off for so long, but now that it's in the works, I feel like such a responsible adult. Like, wow, I really am a grown-up. ha ha
Anyway, yay me!
(ok, spellcheck is not working, so I apologize for any misspellings.)